The Federal Emergency Management Agency administers the National Flood Insurance Program, which reduces the socio-economic impact of disasters by providing affordable insurance to property owners,
renters and businesses and by encouraging communities to adopt and enforce
floodplain management regulations.
Eligible levees, to a reasonable degree of certainty, will protect the area from the base regulatory flood, which has a 1% chance of occurring in any given year (sometimes called a 100-year flood). Certification of levees for the National Flood Insurance Program is the responsibility of the local levee owner or sponsor. If levee certification documentation is found to be in order, FEMA has the authority to accredit the levee and the associated flood insurance rate maps.
In some cases, the Corp's Levee Safety Program activities can help inform and support the initial certification process, but the Corps does not have specific authority to conduct these levee certifications. For more information on NFIP, visit FEMA's website.